Ap­ple Pay: quite lit­er­ally money

Australian T3 - - RADAR -

Ap­ple chief Tim Cook slammed credit cards as out­dated be­fore mov­ing briskly on to Ap­ple’s al­ter­na­tive: the pro­saically monikered but un­de­ni­ably ex­cit­ing Ap­ple Pay. This uses near-field com­mu­ni­ca­tion (NFC) to trans­mit pay­ments from an iPhone 6 or 6 Plus as if they were con­tact­less cards.

Reg­is­ter your plas­tic via iTunes or by scan­ning it with your phone’s cam­era and you can pay in any shop with a con­tact­less pay­ment hub; they’re al­ready ev­ery­where in Aus­tralia, but un­for­tu­nately this is US-only to start with.

The home but­ton-set TouchID will read your finger­print be­fore al­low­ing pay­ments, or you can en­ter a pass code if you pre­fer (or are pay­ing with the Watch). Your card de­tails are never trans­mit­ted and pay­ments can be sus­pended via Find My iPhone if it is lost.

Pay will work with credit and debit cards from Visa, MasterCard and AmEx at first, with McDon­ald’s and Dis­ney the first firms to sign up to be paid in Ap­ples.

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