New loan scheme a ru­ral game changer

Safe and af­ford­able credit

Balonne Beacon - - NEWS - Alexia Austin Alexia.Austin@west­ern­starnews.com

FROM time to time, life’s ex­penses can creep up. But that is where the Murilla Com­mu­nity Cen­tre hopes to step in, pro­vid­ing fi­nan­cial help via their No In­ter­est Loan Scheme.

The NAB-funded scheme, which runs from Miles to across the south-west re­gion, pro­vides fam­i­lies with ac­cess to safe, fair and af­ford­able credit on loans up to $1200.

The loans are pro­vided for the pur­chase of es­sen­tial goods and ser­vices such as fridges, wash­ing ma­chines and med­i­cal pro­ce­dures.

Re­pay­ments are set up at an af­ford­able amount over 12-18 months.

The Murilla Com­mu­nity Cen­tre is in charge of the project, work­ing out of Miles to process the ap­pli­ca­tions sent in from re­gional com­mu­nity cen­tres.

Ben Keller­man, painter and full-time carer of his mother liv­ing in the south-west, said a NILS loan has helped his fam­ily out of a sticky sit­u­a­tion when his mother’s fridge came to the end of its life.

“My mum told me about the loan, we knew the fridge was on the way out,” Mr Keller­man said.

“Milk goes a bit pear-shaped if you don’t have one.

“The process is very easy, eas­ier than I ex­pected, all you need to do is pro­vide the in­for­ma­tion. It only took us half an hour.

“It was great not hav­ing to chase around for the cash, it was very sim­ple.”

NILS is of­fered by 178 lo­cal com­mu­nity or­gan­i­sa­tions in more than 600 lo­ca­tions across Aus­tralia, in­clud­ing the Balonne re­gion where they can be fa­cil­i­tated through the com­mu­nity cen­tre

More in­for­ma­tion on the loans scheme and its terms can be found at nils.com.au or by con­tact­ing the Murilla Com­mu­nity Cen­tre.

HELP­ING HAND: Murilla Com­mu­nity Cen­tre NILS li­ai­son Kirsten Lan­ders with cen­tre man­ager Cecily Brock­hurst work to pro­vide af­ford­able loans for es­sen­tial goods through the pro­gram.

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