Help is only a phone call away

Central and North Burnett Times - - LIFE - Erica Mur­ree Erica.Mur­ree@cnbtimes.com.au

WITH dry con­di­tions per­sist­ing this can mean it’s time for those liv­ing on the land to make sig­nif­i­cant op­er­a­tional de­ci­sions for the farm­ing busi­ness.

This doesn’t need to be done with­out pro­fes­sional sup­port.

The Ru­ral Fi­nan­cial Coun­selling Ser­vice is avail­able to sup­port busi­nesses across the North Bur­nett andWide Bay ar­eas.

If you are a pri­mary pro­ducer and would like to dis­cuss you busi­ness’ fi­nan­cial po­si­tion, and the fi­nan­cial impact of op­tions you are con­sid­er­ing, the RFCS is there to help.

For the North Bur­nett and Wide Bay your RFCS coun­sel­lor is Kim Cor­field, who re­sides at Coal­stoun Lakes.

Mrs Cor­field said the RFCS pro­vided free, con­fi­den­tial ru­ral fi­nan­cial coun­selling to farm­ers, fish­ing en­ter­prises, forestry grow­ers and har­vesters, and small, re­lated busi­nesses who are ex­pe­ri­enc­ing fi­nan­cial hard­ship.

“A coun­sel­lor can help you iden­tify your fi­nan­cial op­tions and sup­port you to make in­formed de­ci­sions for your future,” she said.

A coun­sel­lor can help with pre­par­ing cash flows, de­vel­op­ing a busi­ness plan, ne­go­ti­at­ing with lenders, pre­par­ing for suc­ces­sion plan­ning, pre­par­ing for retirement, as­sist in ac­cess­ing Farm House­hold Al­lowance and pro­vide in­for­ma­tion about gov­ern­ment and other as­sis­tance schemes.

Coun­sel­lors like Kim Cor­field are a mo­bile work­force and can come to you. To make an ap­point­ment phone her on 0427 296 848.

The Ru­ral Fi­nan­cial Coun­selling Ser­vice is sup­ported by the Queens­land Gov­ern­ment and Aus­tralian Gov­ern­ment.

RFCs have an­other role as they as­sist QRAA with the de­liv­ery of their pro­grams in­clud­ing the con­ces­sional First Start and Sus­tain­abil­ity loans and help pre­pare cash flows for their ap­pli­ca­tions.

Mrs Cor­field said when QRAA iden­ti­fied a client hav­ing dif­fi­culty they re­ferred them to a coun­sel­lor to work with the client to get their en­ter­prise and loans back in or­der.

“There is a close work­ing re­la­tion­ship be­tween Ru­ral Fi­nan­cial Coun­sel­lors and QRAA,” she said.

For more than 20 years QRAA have been help­ing Queens­land pri­mary producers achieve their farm­ing as­pi­ra­tions. These loans pro­vide finance up to $2M to as­sist producers meet future chal­lenges and im­prove their en­ter­prise pro­duc­tiv­ity and sus­tain­abil­ity and es­tab­lish­ing a pri­mary pro­duc­tion en­ter­prise.

RFCS coun­seller for Wide Bay–Bur­nett area Kim Cor­field.

Kim Cor­field's area cov­ers the Wide Bay–Bur­nett.

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