Do t he f i nancial 5: 2
( WITHOUT WONDERING WHETHER LIFE IS WORTH LIVING)
Set yourself goals: ‘Goals help to bring about a change in attitude,’ says Canna Campbell. Try for $10 or $15 dollars each weekday, and $ 40 or $60 for weekend spending.
Tackle problem areas: Identify the situations in which you find yourself spending, and then replace these habits with other things.
Pay in cash: ‘Handing over cash is painful, so we spend less; it’s called the flinch reaction,’ Campbell explains.
Keep a spending diary: Seeing how much money you’re handing out daily will shame you into doing it less.