WE ALL KNOW THAT OLD SAY­ING ‘NEW YEAR, NEW ME’, BUT YOU DON’T NEED A TO­TAL TRANS­FOR­MA­TION TO MAKE THE MOST OF 2017. HAVEN SAT DOWN WITH SOME EX­PERTS IN THEIR FIELD TO FIND OUT WHAT YOU CAN DO TO GET YOUR HEAD IN THE GAME AND KICK OFF THE NEW YEAR WITH A B

PER­SONAL PLAN­NING

Haven Magazine - - Front Page - Visit www.iin­vest­se­cu­ri­ties.com.au Visit www.cre­ative­learn­ing­coach.com.au

per cent fail­ure rate? We all start the year with the best in­ten­tions but many of our goals and res­o­lu­tions are fo­cused on high-stakes items such as a pro­mo­tion, new car or a de­signer hand­bag. have and want to ac­com­plish that is out­side of them­selves with the hopes of feel­ing great when they achieve them. This makes goals and res­o­lu­tions hard to reach. and then set your in­ten­tions and goals,” Kathy ex­plains. “Ev­ery­thing we do and want is driven by the de­sire to feel a cer­tain way.” When look­ing at the year ahead, Kathy a quiet place to write down the feel­ings you want to feel this year. Once you’ve es­tab­lished that, you can write down the goals, ob­jects or things that will help you feel this way. For the more vis­ual peo­ple you may choose to turn this into a vi­sion board. Start­ing the same way, your to ac­quire or achieve to en­sure you feel the way

FI­NAN­CIAL PLAN­NING

Goal set­ting doesn’t stop with our per­sonal achieve­ments. We need to cre­ate short term and about pay­ing bills and buy­ing the items we need and want im­me­di­ately. Many of us don’t al­ways in­vest wisely to en­sure our kids have a bright in­vest­ing in your kids’ fu­tures. iIn­vest Se­cu­ri­ties man­ag­ing di­rec­tor Jo Con­don says an in­vest­ment plan like iIn­vest for Kids can adult­hood. She says the process is sim­i­lar to open­ing a bank ac­count, how­ever you can start es­tab­lish­ing a share port­fo­lio for your chil­dren early on. giv­ing them a gift that would re­ally make a home, or en­able them to ex­pe­ri­ence trav­el­ling over­seas. “The iIn­vest for Kids pro­gram is a long term sav­ings strat­egy aimed at max­imis­ing in­vest­ment re­turns for the child for the pe­riod of their while the in­vest­ment is liq­uid and can be sold and card which might oth­er­wise see the in­vest­ment at risk of dwin­dling down over time.” On top of help­ing your kids pre­pare for their the dis­cus­sion about the cost of prod­ucts and in­vest­ments from a young age. Jo says this they are teenagers and can make in­formed spend­ing, sav­ing and in­vest­ing de­ci­sions through­out life. “More than just the le­gacy, you will have taught them a valu­able les­son in in­vest­ing wisely; that ev­ery penny counts along the way,” she says.

PHILANTHROPIC PLAN­NING

Plan­ning ahead for 2017 shouldn’t be all about our­selves. The be­gin­ning of a year is a great op­por­tu­nity to stop and think about how we es­pe­cially those less for­tu­nate. it’s help­ing out with a char­ity three times this year or do­nat­ing a par­tic­u­lar amount of money to a cause you feel pas­sion­ate about, ev­ery­thing helps. Philanthropic ac­tiv­i­ties may also help you achieve the feel­ings you’re hop­ing to ex­pe­ri­ence in 2017, as out­lined by Kathy. Those seek­ing to make a char­i­ties are only a Google search away!

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