Sat­is­fied pair ad­vo­cates go­ing for bro­ker

Herald Sun - Property - - NEWS -

EN­GAG­ING ex­pert ad­vice was the best de­ci­sion Jackie Kirby and part­ner Henry made when they pur­chased their first home.

The couple had thought Mel­bourne’s ris­ing property mar­ket meant they wouldn’t be able to af­ford any­thing, but speak­ing to a buy­ers’ agent they re­alised there were ways they could pur­chase a property both to live in and as a longterm in­vest­ment.

“Af­ford­abil­ity was definitely the key thing be­cause we had a strict bud­get,” Ms Kirby said.

“We wanted some­thing that would stand the test of time but also had a point of dif­fer­ent when it came to the rental mar­ket.”

Af­ter dis­cov­er­ing there were prop­er­ties out there within reach, Ms Kirby said they saw Ex­pe­ri­ence Wealth for ad­vice on what bud­get they could af­ford.

“Right from the be­gin­ning we had a good team of peo­ple pro­vid­ing us with some really good ad­vice,” she said.

Ms Kirby said their buy­ers’ ad­vo­cate not only helped them see through property jar­gon, but ad­vised on which parts of the sub­urb to look in.

She said pur­chas­ing a onebed­room apart­ment in El­wood through pri­vate sale saved them a lot of money and made the buy­ers’ ad­vo­cate fee worth­while.

“We knew that with sim­i­lar prop­er­ties that had gone to auc­tion we would have to pay $10,000 or $20,000 over our bud­get,” she said.

A mort­gage bro­ker also helped the couple nav­i­gate the fi­nan­cial de­tails of buy­ing the home.

“We were not com­fort­able en­gag­ing the banks di­rectly be­cause we did not know what we were talk­ing about,” she said. “We didn’t even know what type of home loan we wanted.

“The guys at Ex­pe­ri­ence Wealth and the mort­gage bro­ker really helped us get a home loan that we felt com­fort­able with.”

Jackie Kirby and her part­ner en­listed a buy­ers’ agent and mort­gage bro­ker to help pur­chase their first home. Pic­ture: JA­SON SAM­MON

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