Satisfied pair advocates going for broker
ENGAGING expert advice was the best decision Jackie Kirby and partner Henry made when they purchased their first home.
The couple had thought Melbourne’s rising property market meant they wouldn’t be able to afford anything, but speaking to a buyers’ agent they realised there were ways they could purchase a property both to live in and as a longterm investment.
“Affordability was definitely the key thing because we had a strict budget,” Ms Kirby said.
“We wanted something that would stand the test of time but also had a point of different when it came to the rental market.”
After discovering there were properties out there within reach, Ms Kirby said they saw Experience Wealth for advice on what budget they could afford.
“Right from the beginning we had a good team of people providing us with some really good advice,” she said.
Ms Kirby said their buyers’ advocate not only helped them see through property jargon, but advised on which parts of the suburb to look in.
She said purchasing a onebedroom apartment in Elwood through private sale saved them a lot of money and made the buyers’ advocate fee worthwhile.
“We knew that with similar properties that had gone to auction we would have to pay $10,000 or $20,000 over our budget,” she said.
A mortgage broker also helped the couple navigate the financial details of buying the home.
“We were not comfortable engaging the banks directly because we did not know what we were talking about,” she said. “We didn’t even know what type of home loan we wanted.
“The guys at Experience Wealth and the mortgage broker really helped us get a home loan that we felt comfortable with.”
Jackie Kirby and her partner enlisted a buyers’ agent and mortgage broker to help purchase their first home. Picture: JASON SAMMON