As­set al­lo­ca­tion (funds with more than four mem­bers)

Hills to Hawkesbury Living Magazine - - News -

A su­per­an­nu­ant’s goals should de­ter­mine their as­set al­lo­ca­tion, but many peo­ple are in­vested in ‘one-size-fits-all’ funds im­ply­ing a level of in­ap­pro­pri­ate­ness. How­ever, a SMSF is not nec­es­sar­ily the an­swer ei­ther. In­deed, many SMSFs these days have a core hold­ing of Listed In­vest­ment Com­pa­nies with smaller hold­ings pro­vid­ing the “tweaks” of div­i­dend in­come and frank­ing or growth po­ten­tial.

There are many ways to pro­vide for your­self in re­tire­ment. Get­ting good ad­vice is just the be­gin­ning… Look out for more in­for­ma­tion in the com­ing weeks.

Gail Gadd is a mem­ber of Life­span Fi­nan­cial Plan­ning Pty Ltd (AFSL: 229892). She has her own SMSF. Please note that no ad­vice has been pro­vided or im­plied.

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