In iOS 9, Passbook becomes Wallet, a single place to house debit/credit cards, loyalty cards, boarding passes and more. Apple Pay continues to expand in the USA, and can be used at over a million locations. The big news is that in July, Apple Pay will arrive in the UK, at 250,000 locations (more than the USA initially had), and will be supported by Ulster Bank, NatWest, American Express, Santander, RBS, Nationwide, HSBC and first direct. They’ll be joined in the autumn by M&S, Bank of Scotland, Halifax, MBNA and Lloyds. These banks account for 70% of UK credit and debit cards. Barclays was notably absent, and took to Twitter to say it had been talking to Apple about how its customers “could use Apple Pay in addition to our existing mobile and payment services, and that these talks remain constructive”.