IFi­nance 4

Good value for money or a du­bi­ous in­vest­ment?

Mac Format - - RATED -

£29.99 De­vel­oper Synium Soft­ware, syni­um­soft­ware.com

Re­quire­ments OS X 10.10 or higher

iFi­nance 4 goes a long way to­ward smooth­ing the bumpy road that Mac users have had with per­sonal fi­nance man­age­ment soft­ware, not least due to its abil­ity to sync us­ing iCloud or lo­cally us­ing Wi-Fi (though not both at the same time). Its iOS com­pan­ion app works with iPad and iPhone, and Touch ID can be used to se­cure your data. On Ap­ple Watch you can peek at your fi­nances and add trans­ac­tions.

Oth­er­wise, both ver­sions are nearly iden­ti­cal in fea­tures, in­clud­ing sup­port for mul­ti­ple data­bases, charts, re­ports, and bud­get anal­y­sis. Data in CSV, OFX, or QIF for­mat can also be im­ported in ei­ther version.

Though iFi­nance is more pow­er­ful than Quicken 2015, and at least on par with pop­u­lar ri­val iBank, we didn’t warm to its in­ter­face, with its overly large but­tons, ques­tion­able colours, and gen­er­ally un­pol­ished look and feel. The lay­out of many op­tions is un­in­tu­itive, so the app is harder to use than it should be. The ex­cep­tion is the Analy­ses tab, which of­fers vis­ually rich charts and graphs.

Note that iFi­nance is a bar­gain com­pared to al­ter­na­tives, but you’ll pay twice to get it on Mac and iOS. Sync­ing was mostly flaw­less; we had a few con­flicts when the data­base was open in mul­ti­ple lo­ca­tions, but th­ese were eas­ily re­solved by man­u­ally se­lect­ing the most re­cent version. J. R. Book­wal­ter Af­ford­able fi­nance man­age­ment, but the in­ter­face could use an over­haul to live up to the com­pre­hen­sive fea­tures.

Beau­ti­ful charts and re­ports

iCloud or lo­cal Wi-Fi sync­ing

Un­in­tu­itive in­ter­face

Cost of buy­ing for Mac and iOS

iFi­nance 4’s in­ter­face is un­in­tu­itive, scat­ter­shot and hard to love.

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