Asbestos cover warning
A SOUTH Yunderup mother of two has issued a warning after finding out her insurance cover did not include asbestos-related damage.
Miki and Graham Glisenti’s rental property in Coolup was smashed after a tree fell on it three weeks ago.
The couple ran from their home with their two sons, Liam (3) and Max (1).
They were forced to stay with friends and use the last of their money to buy food, medicines, nappies, bottles, underwear and later rent a new house.
“One day while I was at work my husband received a call from our insurance saying the house was not asbestos and it was safe to get our things,” Miki said.
“He took the kids back to get a fridge and microwave for the new house as well as a couple of other small items.”
However, Miki said the situation turned serious when a second assessor confirmed the house was, in fact, made from asbestos.
She told the Coastal Times that when she bought her contents insurance, she specifically asked if it would cover asbestos, as it was an old house.
She was shocked when she made a claim on her $43,000 policy for asbestos damage and her insurance company said they would not cover it.
Miki estimates that the family have lost $65,000 worth of property.
She had a warning for others regarding insurance.
“If you live in a home that could be made of asbestos, be aware that it could be in the fine print that the insurance company will not pay it,” she said.
“We feel like we’re left so high and dry by them.
“We’ve borrowed mattresses, blankets and clothes, my three-year-old is crying for his blankies, the baby is not sleeping without a sleep sack, me having to leave all pride behind as I ask for donations of food, clothes, Santa sacks and if people could help me fill them.
“It’s heart-breaking and embarrassing to be in this position.”
Miki’s husband works away, so for the past few weeks she has been shouldering most of the burden on her own.
She said contacting the media was a final attempt to get some resolution.
“What I do think they (the insurance company) should seriously consider, if not anything I’ve stated previously, is the fact that I think almost all of their customers would look at this and think it’s unfair,” she said.
“The wider community would not find this an acceptable way to be treated.”
The insurance company did not respond to requests for comment.
Miki Glisenti and her two children, Liam (3) and Max (1).