Don’t fall for a SCAM

Mansfield Courier - - OPINIONS/PEOPLE -

THIS week’s col­umn from Se­nior Con­sta­ble Mark Kennedy is fa­mil­iar to many in the district - that of SCAMS - peo­ple who de­lib­er­ately set out to rob us of our money in one way or an­other.

Many of th­ese scams are by phone calls - Sen. Const. Kennedy de­scribes the many and var­ied ways th­ese scams have taken off and how to be aware of them.

Scams are de­signed to trick you into giv­ing away your money or your per­sonal de­tails.

Scams come to you in many forms; by mail, email, tele­phone, over the in­ter­net and door-to- door.

There are sev­eral meth­ods scam­mers use to steal your money or per­sonal de­tails.

RE­MEM­BER: if it sounds too good to be true, it is prob­a­bly a scam.

Most scams need you to do some­thing be­fore they can work, like pro­vid­ing your per­sonal in­for­ma­tion or send­ing money... DON’T RE­SPOND. Great prom­ises: Scam­mers try to suck you in by promis­ing things like great prizes, true love or easy money. Be­fore scam­mers de­liver any­thing, they will ask you to send money or give them your bank ac­count, credit card num­bers or other per­sonal de­tails.

They never de­liver what you ex­pect and al­ways rip you off.

Re­quests for your per­sonal de­tails:

Scam­mers pre­tend to be le­git­i­mate banks or busi­nesses.

They ap­proach you out of the blue with leaflets, let­ters, emails, web­sites or phone calls with re­quests that seem like the real thing.

They will give a rea­son as to why you need to pro­vide them with your per­sonal de­tails, like your credit card/bank ac­count num­ber and/or pass­words etc. Gen­uine or­gan­i­sa­tions don’t usu­ally make such un­so­licited re­quests.

If you pro­vide your per­sonal de­tails they could steal your money and your iden­tity could be stolen.

A scam suc­ceeds be­cause it looks like the real thing.

Scam­mers are

There are no guar­an­teed get-rich-quick schemes – the only peo­ple who get rich are the scam­mers.

DON’T re­spond to of­fers, deals or re­quests for your de­tails. Stop and take time to in­de­pen­dently check the of­fer.

DON’T rely on glow­ing tes­ti­mo­ni­als: find solid ev­i­dence from in­de­pen­dent sources (not those pro­vided with the of­fer).

AL­WAYS type in the ad­dress of a web­site of a bank, busi­ness or au­thor­ity on the in­ter­net rather than open­ing a link as it’s safer.

AL­WAYS look up phone num­bers in an in­de­pen­dent di­rec­tory, when you wish to check if a re­quest or of­fer is gen­uine.

NEVER click on a link pro­vided in an un­so­licited email as it will prob­a­bly lead to a fake web­site de­signed to trap you.

NEVER use phone num­bers pro­vided with un­so­licited re­quests or of­fers as they prob­a­bly con­nect you to fakes who will try to trap you with lies.

NEVER re­spond to out of the blue re­quests for your per­sonal de­tails. Facts about scams: Scam­mers are crim­i­nals. They act il­le­gally and can con­tact you from any­where in the world.

Fake web­sites can eas­ily be set up to look like the real thing, in­clud­ing bank and/or gov­ern­ment lo­gos.

They wouldn’t be telling their se­crets to you.

Some scam­mers tar­get large num­bers of peo­ple for small amounts of money.

It all adds up to a lot if they suc­ceed.

Some scams try to steal your per­sonal in­for­ma­tion to sell or get more than just your money.

Fight the scam­mers, and don’t re­spond.

Next week’s ar­ti­cle will tar­get the is­sue with door to door scams, and how to re­duce be­com­ing a vic­tim!

Ma­nip­u­la­tive – they ex­ploit your de­sires and vul­ner­a­bil­i­ties to pro­duce the re­sponse they want. Don’t let scam­mers steal your money and per­sonal de­tails- pro­tect your­self.

... with Se­nior Con­sta­ble Mark Kennedy, Crime Pre­ven­tion Of­fi­cer for Vic­to­ria Po­lice Be­nalla

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