Sunday Mail - Body and Soul - - FRONT PAGE -

“If you have prop­erty, the eas­i­est way to get on top of credit cards, car pay­ments and bills is to con­sol­i­date your debt against your home loan us­ing the eq­uity in your prop­erty,” Ducki says. “Your mort­gage bro­ker or lender can help with this. If it’s only credit card debt that’s caus­ing grief, look at trans­fer­ring your bal­ance to an­other bank that of­fers a 12- or 24-month in­ter­est-free term. Pay as much back as you can in the in­ter­est-free pe­riod.”

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