After reviewing my spending over the festive season, I now have a strong inclination to get better at budgeting. While I appreciate friends willing to provide money for the charity of ‘me’, it is in the days following when they ask for it back that I’m forced to awkwardly explain that I took their cash as a gift with a no-returns policy. The Australian-made Pocketbook attempts to track your spending to help you save money. Set a spending limit based on the amount you wish to keep each week. By securely linking directly to your various bank accounts, Pocketbook monitors your numerous sources of income and expenses, with transactions automatically categorised. The app can even detect ongoing bills and notify you when they’re due.