The Courier-Mail

5. FIX IT?

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Lenders are con­tin­u­ing to drop their rates so there are plenty of good deals to be had on both fixed and vari­able rate loans.

The low­est rate on a $300,000 30-year home loan for both fixed and vari­able is 3.89 per cent and the monthly re­pay­ments are $1413.

So shop around for a bet­ter deal, but make sure you con­tact your len­der first to see if you can get a bet­ter of­fer from them, as it will be much eas­ier and some­times cheaper than re­fi­nanc­ing.

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