Own a 4WD.
Sure they chew the petrol and are environmental pests, but a four-wheel-drive really is a surfer's best friend. Hit the road knowing that no matter how sketchy the track, no surf-spot is off-limits. Don't like crowds? Find a 4x4 friendly beach and find your own peak. Either that or get bogged and watch helplessley as the high-tide washes your new invesment away.