Check your insurance
All new home and contents insurance policies in Australia include flood cover, however many choose to opt out of flood cover, exclude flood from business policies or choose not to insure at all.
Cover for stormwater will not generally extend to include flood events. Policy holders should understand the difference and upgrade their policy if flood cover is required.
For more information, see: understandinsurance.com.au/types-of-insurance/flood-insurance
Owners of older properties susceptible to flooding also should consider increasing their insurance policies by $10,000 to $20,000 to cover the cost of the Development Application process and building to meet current standards in case their house is destroyed yet they need to rebuild in the same location.
The best safeguard against storm and flood is preparation ... as a ‘rule of thumb’ for most of the Tweed Shire, if 300mm of rain falls within 24 hours you should expect significant flooding.