If you’re a freelancer, or if you’re thinking of becoming one, you need to take a close look at your finances. What are your set monthly costs, for example for food, housing and transportation? What basic income will you need to meet those costs? And what hourly rate will you need to charge your clients in order to earn the income you need? Finding the answers to all those questions will take time, but at least calculating hourly rates has been simplified. Go to www.whatismydayrate.com for information that will help you get started.