Obama lied. My FOURTH health plan died

Calgary Sun - - COMMENT - writemalkin@gmail.com @michelle­malkin MICHELLE MALKIN

Cue the funeral bag­pipes. My fourth health in­sur­ance plan is dead.

Two weeks ago, my hus­band and I re­ceived yet an­other can­cel­la­tion no­tice for our pri­vate, in­di­vid­ual health in­sur­ance cov­er­age. It’s our fourth Oba­macare-in­duced obit­u­ary in four years.

Our first death no­tice, from An­them Blue Cross and Blue Shield, ar­rived in the fall of 2013. The in­surer in­formed us that be­cause of “changes from health-care re­form (also called the Af­ford­able Care Act or ACA),” our plan no longer met the fed­eral gov­ern­ment’s re­quire­ments.

Now, here we are again: Deja screwed times four. Our cur­rent plan will be dis­con­tin­ued on Jan. 1, 2018.

“But don’t worry,” Bright Health’s eu­logy writer chirped, “we have sim­i­lar plans to ad­dress your needs.”

Ri­i­i­i­ight. Where have I heard those pie-in-the-sky prom­ises be­fore? Oh, yeah. Straight out of the so­cial­ized medicine Tro­jan horse’s mouth. “If you like your doc­tor,” Pres­i­dent Obama promised, “you will be able to keep your doc­tor. Pe­riod. If you like your health-care plan, you’ll be able to keep your health-care plan. Pe­riod. No one will take it away. No mat­ter what.”

Is patho­log­i­cal ly­ing cov­ered un­der the Af­ford­able Care Act?

Speak­ing of Af­ford­able Care Act whop­pers, so much for “af­ford­able.” Our cur­rent de­ductible is $6,550 per per­son; $13,100 for our fam­ily of four. As­sum­ing we can find a new plan at the bot­tom of the in­di­vid­ual market bar­rel, our cur­rent monthly pre­mium, $944.86, will rise to more than $1,300 a month.

“What’s tak­ing place is a market cor­rec­tion; the free market is at work,” says Colorado’s state in­sur­ance com­mis­sioner, Mar­guerite Salazar. “(T) his could be an in­di­ca­tion that there were too many op­tions for the market to sup­port.”

This pre­sump­tu­ous cen­tral plan­ner called fed­eral in­ter­ven­tion to elim­i­nate “too many” op­tions for con­sumers the free market at work. Yes, friends, the Rocky Moun­tain High is real.

This isn’t a “market cor­rec­tion.” It’s a gov­ern­ment catas­tro­phe. Pre­mi­ums for in­di­vid­ual health plans in Vir­ginia are set to sky­rocket nearly 60% in 2018. In New Hamp­shire, those rates will rise 52%. In South Carolina, in­di­vid­ual market con­sumers will face an av­er­age 31.3% hike. In Ten­nessee, they’ll see rates jump be­tween 20-40%.

Pri­vate, flex­i­ble PPOs for self-suf­fi­cient, self-em­ployed peo­ple are van­ish­ing by de­sign. The so­cial-en­gi­neered fu­ture — healthy, full-pay­ing con­sumers be­ing herded into gov­ern­men­trun Oba­macare ex­changes and se­verely reg­u­lated regional HMOs — is a bi­par­ti­san big gov­ern­ment health bu­reau­cracy’s dream come true.

When I first called at­ten­tion to the can­cel­la­tion no­tice tsunami in 2013, lib­eral Mother Jones mag­a­zine sneered that the phe­nom­e­non was “phony.” And they’re still deny­ing the Oba­macare death spi­ral. Lib­eral Vox Me­dia re­cently called the cri­sis “a lie.”

I don’t have enough four-let­ter words for these pro­pa­gan­dists. There are an es­ti­mated 450,000 con­sumers like us in Colorado and 17 mil­lion of us na­tion­wide — small-busi­ness own­ers, in­de­pen­dent con­trac­tors and oth­ers who don’t get their plans through group cov­er­age, big companies or gov­ern­ment em­ploy­ers. The costs, headaches and dis­rup­tion in our lives caused by Oba­macare’s med­dling med­dlers are real and mas­sive.

But we’re puz­zles to cor­po­rate me­dia jour­nal­ists who’ve never had to meet a pay­roll and don’t even know what is the in­di­vid­ual market.

We’re in­vis­i­ble to latenight TV clowns who get their Oba­macare-at-all-costs talk­ing points from Chuck Schumer.

We’re pari­ahs to so­cial jus­tice health-care ac­tivists and Democrats who want us to just shut up and sub­si­dize ev­ery­one else’s in­sur­ance.

And we’re ex­pend­ables to es­tab­lish­ment Repub­li­cans who hoovered up cam­paign do­na­tions on the empty prom­ise to re­peal Oba­macare — and now con­sider amnesty for im­mi­grants here il­le­gally and gun con­trol higher leg­isla­tive pri­or­i­ties than keep­ing their damned word.

We’re the ca­naries in the Oba­macare coal mine. Ig­nore us at your peril, Amer­ica. You’re next.

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