Research on Trust Mechanism for Industrial Clusters Financing Based on the Blockchain

China Business and Market - - CHINA BUSINESS AND MARKET - LIU Lei1 and YAN Zhang-hua2,3

(1.Harbin Normal University,Harbin,Heilongjiang150025,China;2.Harbin Commerce University,Harbin,

Heilongjiang150028,China;3.Harbin Russian Innovation Institute,Harbin,Heilongjiang150000,China) Abstract:Under the background of“Internet + ”,due to the lack of social information among enterprises in industrial clusters,industrial clusters based on the spatial agglomeration of network are facing the problem of lacking the basis of trust in industrial clusters,which will encourage the enterprises to strengthen risk prevention,have impact on financing efficiency of industrial cluster,and lead to financing difficulties for the industrial cluster. Blockchain,the new trust restructuring system,can guarantee the safety of data information while reducing transaction cost and improving transaction safety;and it will play the important role in establishing and guaranteeing trust mechanism for industrial cluster financing. From the view of establishing trust mechanism for industrial cluster financing,such characteristics of decentralization and de-trust of blockchain will be helpful for the industrial clusters to establish financing trust mechanism from their own willingness;and from the view of trust mechanism of industrial cluster financing,such characteristics as irreversibility and difficulty in tampering of industrial clusters will be helpful for the member enterprises to obey the rule of trust and strengthen risk control to guarantee the trust mechanism of industrial cluster financing. To better promote the application of blockchain to industrial cluster financing,the R&D department should solve the problems concerning the application of blockchain and improve the feasibility of blockchain;the government should better play its role in guiding and create the sound environment for the application of blockchain in terms of fiscal budget, policy suggestion,and supervision;and the industrial clusters should establish the financing alliance,promote the application of blockchain,and establish and guarantee the implementation of trust mechanism of industrial clusters financing.

Key words:Internet+;industrial clusters financing;trust mechanism;blockchain

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