Tech & Security Upgrades
A.P. Mahesh Cooperative Urban Bank ensures that the card usage by its customers for the transactions is safe and secure. It provides only RuPay EMV cards and has strengthened its OTP generation platform. All the ATM locations are guarded with CCTV and alarm systems. Grouting is done to all the ATMs to protect the physical machine itself. The bank has implemented web application firewall, gateway level and perimeter security to protect the production environment of the entire technical setup spanning the ATM switch, related application servers and interface servers.
It has also undertaken technology upgrades in 2016-17 by outsourcing the ATM switch in the PCIDSS environment hosted at a tier 4 data center. The switch application is also Full EMV certified and with 24/x monitoring of network associated with ATM / POS/ eCommerce setup, its related interface applications and SMS services. The bank now plans to implement Aadhaar based value added transactions on ATMs and installation of cash acceptor machines and eLobbies at prominent places in Hyderabad and Secunderabad.