Plan As­sump­tions


The cal­cu­la­tions and pro­jec­tions pro­vided in the plan are based on the fol­low­ing as­sump­tions: Re­tire­ment age is 60 for both spouses and life ex­pectancy is 80 for both

In­fla­tion rate is kept at 7 per cent

Re­turns from ul­tra-short-term in­vest­ments are set at

6 per cent per an­num

Re­turns from debt in­vest­ments, EPF, PPF and gold bonds are set at 7 per cent per an­num

Re­turns from eq­uity sav­ings fund will be 9 per cent per an­num while eq­uity fund re­turns stand at 12 per cent per an­num Real es­tate re­turns are con­sid­ered to be 7 per cent

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