What All does the Senior Citizen Health Insurance Plan Cover?
In-patient treatment: Covers medical expenses for hospitalization due to an illness or accident Hospitalization cover: Expenses incurred as a patient after admission of more than 24 hours. The expenses include room charges, doctor fees, minor surgery cost, cost of medicine and drugs, etc. Day care: Expenses that arise from use of special equipments or procedures (chemotherapy, dialysis, etc.) Pre- and post-hospitalization: Medical expenses for pre- and post-hospitalization; the number of days it is made available before/after hospitalization will vary across insurers Domiciliary treatment: The medical expenses incurred by an insured for availing medical treatment at his/her home which would otherwise have required hospitalization (non-admission due to nonavailability of beds, or inability of the patient to be moved due to his poor medical condition as duly certified by the hospital) Organ donation: These are medical expenses on harvesting the organ from the donor at the time of such organ transplants, but do not cover the cost of the organ itself