What All to Look For?

Consumer Voice - - Bfsi -

Ac­cord­ing to mar­ket watch­ers, se­nior cit­i­zens want to take a pol­icy on the strength and pres­ence of the fol­low­ing fac­tors: i) max­i­mum cov­er­age for most of the ail­ments/

dis­eases ii) pay­ment of rea­son­able pre­mium iii) min­i­mum co-pay­ment con­sid­er­ing their age

and health fac­tors Con­sid­er­ing their pref­er­ences and the age group in which they are slot­ted by health in­sur­ance com­pa­nies, we have worked out a prod­uct com­par­i­son chart based on the salient fea­tures of each in­surer’s pol­icy de­signed ex­clu­sively for se­nior cit­i­zens from the age of 60 years. Many other health in­sur­ance com­pa­nies pro­vide health in­sur­ance cover for in­di­vid­u­als aged above 60 years, but that is the cov­er­age on an on­go­ing in­sur­ance pol­icy and not at the en­try age of 60 years (L&T In­sur­ance, IFFCO-TOKIO, Re­liance, Royal Sun­daram, etc). The se­nior cit­i­zen health in­sur­ance poli­cies de­tailed in the chart are for people aged be­tween 60 years and above.

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