RE­SULTS

Consumer Voice - - Bfsi -

Best Buy Care, Reli­gare: With 85 points out of 100, this prod­uct stood out as the best avail­able health in­sur­ance cover for se­nior cit­i­zens cov­er­ing all the pos­i­tives of an ideal health in­sur­ance pol­icy. The loss in score is due to higher pre­mium (5), pre­ex­ist­ing dis­ease clause (3), co-pay­ment (5), and lesser day-care cov­er­age (2).

Good Buy Heart­beat, Max Bupa: With 82 points, this prod­uct stood out as the next best in­sur­ance cover for se­nior cit­i­zens cov­er­ing al­most all the pos­i­tives of a good health in­sur­ance pol­icy. The loss in score is due to high pre­mium (10), co­pay­ment (5), and pre-ex­ist­ing dis­ease clause (3).

Fair Buy Com­plete Health, ICICI Lom­bard: Cov­er­ing many of the pos­i­tives of a fairly good health in­sur­ance pol­icy, this prod­uct stood out with 78 points. The loss in score is due to high pre­mium (15) and pre-ex­ist­ing dis­ease clause (7).

Fair Buy Op­tima Se­nior, Apollo Mu­nich: With al­most all the pos­i­tives of a fairly good health in­sur­ance pol­icy, this prod­uct gar­nered 73 points. The loss in score is due to high pre­mium (5), co-pay­ment (5), no-claim bonus (5), pre-ex­ist­ing dis­ease clause (7) and lesser day-care cov­er­age (5).

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