Term In­sur­ance

Consumer Voice - - Bfsi -


1. The pre­mium rates have been sourced from ei­ther www.pol­i­cy­bazar.com or the in­di­vid­ual com­pany's web­site as on 30-06-2014. 2. The above chart has been pre­pared tak­ing (i) en­try age of 30 years (ii) for the term pe­riod of 30 years (iii) for a max­i­mum sum as­sured

cover of Rs 50 lakh ap­pli­ca­ble to both male/fe­male (non-smok­ers). 3. The pre­mi­ums men­tioned above are only in­dica­tive and not in ex­act terms and per­tain to off­line poli­cies. Pre­mium rates can vary de­pend­ing upon the fol­low­ing fac­tors: (i) Smoker/ non-smoker (ii) Male/Fe­male (iii) Sin­gle/ mar­ried (iv) Young/older par­ents 4. For the pur­pose of sym­met­ric prod­uct com­par­i­son, we have ex­cluded those term in­sur­ance com­pa­nies who (i) of­fer poli­cies less then Rs 25 lakh max­i­mum sum as­sured and (ii) those whose claim set­tle­ment ra­tio is less than 83 %.

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