Price range

Consumer Voice - - BFSI -

Be­fore all else, get your fig­ures in or­der. What is the price range you can af­ford? If pos­si­ble, seek ad­vice from a fi­nan­cial plan­ner first, whether it’s a bank loan ex­pert, an ac­coun­tant, or a friend or rel­a­tive with money-man­age­ment skills.

Also, like you shop around to get a good deal on your new ve­hi­cle, why not shop around for the loan to pay for it? Most peo­ple don’t. They go to the dealer with­out do­ing any homework.

Check­list

Be sure about the type of ve­hi­cle you want to buy and then nar­row it down to the mod­els and brands you are con­sid­er­ing. De­cide which op­tions and fea­tures you want and don’t want. The In­ter­net is a good place to re­search your po­ten­tial ve­hi­cles, and to read re­views in in­de­pen­dent au­to­mo­tive in­for­ma­tion sites. (p.s. It has been ob­served that even though a new car was bought in April and duly reg­is­tered as the lat­est model in the RC, when check­ing with the en­gine the model turned out to be of the pre­vi­ous year! Hence, car ex­perts ad­vise that the en­gine be checked to as­cer­tain the ac­tual year in which the car was man­u­fac­tured.)

Diesel or petrol?

Be­fore de­cid­ing what model you want to buy, or even which make, one of the first things you need to work out is which fuel to use. Tra­di­tion­ally, diesel cars were con­sid­ered smelly, noisy and ex­pen­sive to buy. How­ever, you of­ten get more miles out of a tank, whereas petrol cars are seen as less eco­nom­i­cal but qui­eter and cheaper to buy.

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