The first benefit offered by these cards is that they enable controlled spending. One can spend only the amount that is put in the card. It thus also prevents debt trap. It reduces the hassle of carrying cash everywhere a person goes. So chances of theft are reduced. These therefore make for good travel cards. It limits the amount of misuse that can be done with the card in case of loss or theft. The card can only be used for the amount of balance available on it. Hence it is more secure. These cards make good gifts, as already mentioned.