Money-in-Tran­sit Cover

Consumer Voice - - Shopkeeper’s Package Insurance Policy -

This risk cov­ers – o Losses dur­ing money in tran­sit (from in­sured premises to an­other, or vice versa), in­clud­ing from in­sured premises to banks and vice versa, car­ried by an au­tho­rised em­ployee

Plate-Glass Cover

This risk cov­ers – o Ac­ci­den­tal break­age to fixed plate glass (plain and or­di­nary glass qual­ity) in the in­sured’s build­ing o Dam­age to frame­work (em­bossed, sil­vered,

or­na­men­tal, etc.)

Ad­di­tional Risk Cov­ers

Many in­sur­ance com­pa­nies of­fer a va­ri­ety of cov­er­age against losses/dam­age to any/some/all of the fol­low­ing risks re­lat­ing to the busi­ness – o Pedal cy­cles: Loss/Dam­age/Re­pairs to cy­cles sub­ject to a cap fixed by the in­surer Neon sign/Glow sign: Loss/Dam­age to pub­lic­ity ma­te­rial such as neon sign (glow sign), by ac­ci­den­tal ex­ter­nal means (fire, light­ning, ex­ter­nal ex­plo­sion) Bag­gage: Loss/Dam­age to per­sonal bag­gage of the in­sured and ac­com­pa­nied bag­gage re­lated to the trade Elec­tronic equip­ment: Elec­tronic equip­ment in­clud­ing per­sonal com­put­ers, CCTV, and re­lated equip­ment (data-car­ry­ing ma­te­rial and sys­tem soft­ware) Break­down of busi­ness equip­ment: Loss/ Dam­age due to break­down of ap­pli­ances—air con­di­tion­ers, re­frig­er­a­tors, etc.—in­stalled in the shop Per­sonal ac­ci­dent: Death or tem­po­rary/ per­ma­nent body in­jury by ac­ci­den­tal, vi­o­lent,

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