CHaRGes BY BanKs

Consumer Voice - - Banks' Credit Cards -

5 Cheque re­turn charge (Rs) 100 (5) 50 (5) 200 (3) 250 (3) 500 (1) 500 (1) 450 (1) 450 (1) 5 Rewards pro­gramme NS (0) NS (0) Yes (5) NS (0) NS (0) NS (0) Yes (5) Yes (5) 5 Bal­ance trans­fer fee (%) 1 (5) NS (0) NS (0) NS (0) NS (0) NS (0) 2 (2) 3 (2) Loss/ dam­aged card fee (Rs) 100 (10) 300 (2) 100 (10) 100 (10) 200 (5) 100 (10) 100 (10) 100 (10) Yearly in­ter­est charged on card dues (%) 29.81 (10) 30.00 (10) 24.30 (10) 46.00 (2) 42.00 (2) 42.00 (2) 41.88 (2) 40.80 (5) Cards on of­fer (nOC) 3 (1) 2 (1) 2 (1) 13 (2) 15 (2) 15 (2) 24 (2) 24 (2) Card in­sur­ance avail­able NS (0) NS (0) Yes (3) NS (0) NS (0) Yes (3) Yes (3) NS (0) Con­sumer feed­back 15 12 15 10 10 11 12 14 To­tal (100)

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