What is a su­per top-up plan?

Consumer Voice - - BFSI -

A top-up cover will pay you for your claim amount (bill for a sin­gle hos­pi­tal­i­sa­tion). A su­per topup plan, on the other hand, con­sid­ers ‘the to­tal of all the bills’ in any given year. It cov­ers ‘mul­ti­ple’ hos­pi­tal­i­sa­tions and looks at the ag­gre­gate claim. This means the plan puts to­gether sev­eral cases of hos­pi­tal­i­sa­tion to cal­cu­late the de­ductible limit (thresh­old limit).

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