I’m worried about my best friend. She’s become so lazy. She can never be bothered to go out and complains about money, although I know she has plenty. She spends all day watching TV in her pyjamas. Help!
Her behaviour shows signs of classic depression, not laziness. Your friend is in a dark and lonely place. Tell her gently that you’ve noticed a change and ask her if there’s a reason behind it. Wait for her reply—she needs you to listen, not lecture. If she doesn’t open up, or if the problem is deep-rooted, urge her gently but firmly to talk to a doctor. Also, jot down the number of your doc, and put it by her phone before you leave her.
Q. I suggested to my boyfriend of two years that we put money away together in a joint savings account. He said no as he doesn’t know any other couple with