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Cosmopolitan (India) - - YOU, YOU, YOU -

Sadly, the days of reck­lessly drop­ping two grand on nail pol­ish are over. Do­minique Bergel-Grant, founder of Leapfrog Women & Money says, “At 30, you're just 35 years from re­tire­ment—if you want to keep work­ing till 65, that is! It's not so much what you spend your money on, but how you spend it. Stop us­ing cards and stick to cash. This helps keep you more ac­count­able.”

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