Dur­ing loan appraisal

Down to Earth - - BANKING -

At the time of giv­ing a loan, a bank should re­view: Cre­den­tials of the pro­moter Check if any other bank has re­jected the pro­ject Per­for­mance of loan re­pay­ments for sim­i­lar projects Per­mits and clear­ances Me­dia re­ports on com­mu­nity re­sponse, in­clud­ing protests A screen­ing matrix ap­proach by analysing en­vi­ron­men­tal and so­cial at­tributes against ex­ist­ing laws, poli­cies and guide­lines

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