RASHTRIYA SWASTHYA BIMA YO­JANA: A STEP TO­WARDS IN­SURANCE IN­CLU­SION IN IN­DIA

Economic Challenger - - DISPARITIES IN HARYANA - Bi­jen­der S. Ah­lawat

(An As­so­ciate Pro­fes­sor and PhD De­gree Can­di­date in De­part­ment in Psychology, MD Univer­sity, Ro­htak, Haryana−124001)Email: Bi­jan­der­a­ha­lawat@gmail.com

To im­prove the health sta­tus of In­dian poor peo­ple (such as BPL) the Rashtriya Swasthya Bima Yo­jana (RSBY) was launched on 1st Oc­to­ber, 2007 by UPA Government un­der the Min­istry of Labour, GOI and it be­came ef­fec­tive from April 1, 2008 across the coun­try. Till Jan­uary 12, 2010, 26 States/Union Ter­ri­to­ries had ini­ti­ated the process of im­ple­ment­ing the scheme. The scheme is suc­cess­fully op­er­at­ing in In­dia. A large (80 per cent) pro­por­tion of the ben­e­fi­cia­ries are sat­is­fied with this scheme as well as their ser­vice qual­ity. Un­doubt­edly, RSBY is a mile­stone in in­surance in­clu­sion for en­sur­ing good health in In­dia.

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