SMS bank­ing

Gadgets and Gizmos (India) - - MOBILES TRENDS -

Sms-based mo­bile bank­ing is the eas­i­est way to trans­act money mat­ters. Un­like Net bank­ing, it doesn’t re­quire GPRS or data con­nec­tiv­ity or a high­end phone. All you need to do is send a text mes­sage with the spe­cific key­words to a bank’s pre­de­fined bank­ing num­ber. In­stantly, the bank re­verts with the rel­e­vant in­for­ma­tion. Dif­fer­ent banks of­fer dif­fer­ent ser­vices but the most com­monly avail­able are bal­ance en­quiry, cheque sta­tus en­quiry, cheque book re­quest, stop cheque re­quest and mo­bile-to-mo­bile fund trans­fer. Ev­ery bank has a dif­fer­ent key­word and text num­ber. In case the wrong key­word, ac­count num­ber or MPIN are en­tered, the ser­vice are not pro­cessed fur­ther. Here, it is al­ways ad­vis­able to delete all mes­sages sent and re­ceived that carry any in­for­ma­tion about the bank ac­count.

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