Gadgets and Gizmos (India) - - MOBILES TRENDS -

One fi­nan­cial ser­vice that cre­ates an ecosys­tem for se­cure mo­bile pay­ments is called mchek. The easy-to-use ser­vice links the mo­bile phone to Visa or Mastercard to pay post­paid mo­bile bills, recharge pre­paid mo­bile, book movie tick­ets, bus tick­ets, flight tick­ets, pay electricity bills, in­sur­ance pre­mium and DTH TV bills with­out your hav­ing to stand in long queues. The process in­volves send­ing a mes­sage to the des­ig­nated short code and down­load­ing an ap­pli­ca­tion. You can also visit the mchek web­site to reg­is­ter and gen­er­ate a spe­cial PIN. Then, you can reg­is­ter your credit card us­ing its CVV num­ber and you are ready to make your pay­ments. Although the com­pany claims the ser­vice to be op­er­a­tor-in­de­pen­dent, we tried installing mchek us­ing an Idea Cel­lu­lar num­ber and it failed. How­ever, the ser­vice works well with Air­tel. The ser­vice is se­cure since you have to key in your Pin for ev­ery trans­ac­tion. As with MPIN, en­ter­ing the mchek pin in­cor­rectly three times leads to tem­po­rary block­ing of your ac­count.

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