Ques­tions to ask

Fo­cus on these ar­eas to get the best out of your RTI ap­pli­ca­tion

HT Estates - - FRONT PAGE -

Does the project you’re plan­ning to in­vest have a clear l and ti­tle? Does the builder con­struct­ing it have a li­cence or a sanc­tioned build­ing plan? Has the de­vel­oper pro­vided you with de­tails such as the num­ber of floors, units and tow­ers he in­tends to con­struct and are you cer­tain that they have all been sanc­tioned by the con­cerned author­ity? Here’s what you should au­then­ti­cate be­fore pur­chas­ing an apart­ment.

Land use/ ti­tle: Many de­vel­op­ers have duped home­buy­ers by launch­ing res­i­den­tial projects on plots that they don’t even own. In some cases, de­vel­op­ers own the land but they launch the project with­out get­ting the land use changed from agri­cul­ture to res­i­den­tial. Both the con­cerned rev­enue depart­ment and the de­vel­op­ment author­ity can au­then­ti­cate the ti­tle and land use for you.

Li­cence/sanc­tion plan/ build­ing plan: In Gur­gaon, a de­vel­oper first gets a li­cence fol­lowed by an ap­proval for the lay­out plan. The next stage i nvolves ap­proval of build­ing plans. Sim­i­lar ap­provals are re­quired in other mi­cro mar­kets. While fil­ing an RTI, ask if the de­vel­oper has re­ceived all these manda­tory ap­provals.

Num­ber of ap­proved units: Even well- known de­vel­op­ers have vi­o­lated build­ing norms and con­structed over and above the num­ber of flats that were ini­tially ap­proved. These are il­le­gal units and the con­cerned author­ity can de­mol­ish them. Al­ways ask for de­tails such as the num­ber of units, num­ber of tow­ers and the num­ber of floors sanc­tioned by the author­ity.

FAR/pur­chasable FAR: In some cases, de­vel­op­ers pur­chase additional FAR dur­ing con­struc­tion which means they can con­struct more area than what was ap­proved ear­lier. Armed with ex­tra FAR (floor area ra­tio), the de­vel­oper may con­struct additional tow­ers in the area demarcated as green, with­out let­ting the home­buy­ers know about the changes made in the orig­i­nal lay­out plan.

True dis­clo­sure as en­dorsed by the com­pe­tent author­ity: As a home­buyer, do your due dili­gence. If you are fil­ing an RTI, find out if the de­vel­oper has given true dis­clo­sure and if a com­pe­tent author­ity has en­dorsed it.

Com­ple­tion cer­tifi­cate: If you’re plan­ning to pur­chase a ready-to-move-in flat or buy­ing a unit from the sec­ondary mar­ket, seek in­for­ma­tion about the com­ple­tion cer­tifi­cate of the project. It’s the only doc­u­ment that en­sures that the de­vel­oper has all ap­provals in place.

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