PMJDY, Aadhaar to Ensure Cashless Treatment for Poor
Govt plans to link the insurance scheme with PMJDY from May
New Delhi: The 21 crore Prime Minister Jan Dhan Yojna (PMJDY) accounts and Aadhaar will be used to ensure the poor get cashless treatment of up to ₹ 1 lakh at hospitals under an insurance scheme announced in the budget. Minister of state, finance, Jayant Sinha announced this on Civil Services as government plans to increase transactions under PMJDY.
“This will be the first product to be launchedonwhatweareaimingasa social security platform. Any BPL person going to a hospital can identify himself by Aadhaar number and get cashless treatment of up to ₹ 1lakhthroughthePMJDYaccount. He will not have to dip into his meagre savings,” Sinha said. Secretary, financial services, Anjali Chib Duggal said the insurance scheme will be linked to PMJDY from May.
Incidentally, the districts of two opposition-ruledstatesaresettowin on Thursday the PM award for best implementationof PMJDY—North 24 Parganas District of West Bengal andAssam’sNagaon.Thethirdwinner for PMJDY will be Chandigarh.
A presentation made before Sinha on Wednesday at Civil Services Day saidaveragebalanceinaPMJDYaccount as on date stood at ₹ 1700, the number of zero balance accounts had dropped to 27% and 95% accounts of all PMJDY accounts were openedbyPSUbanks.
RBI deputy governor Urijit Patel creditedPSUbanksforthesameand said private sector banks were ‘found wanting’ in this regard.