PMJDY, Aad­haar to En­sure Cash­less Treat­ment for Poor

Govt plans to link the in­surance scheme with PMJDY from May

The Economic Times - - Pure Politics -

New Delhi: The 21 crore Prime Min­is­ter Jan Dhan Yo­jna (PMJDY) ac­counts and Aad­haar will be used to en­sure the poor get cash­less treat­ment of up to ₹ 1 lakh at hos­pi­tals un­der an in­surance scheme an­nounced in the bud­get. Min­is­ter of state, fi­nance, Jayant Sinha an­nounced this on Civil Ser­vices as govern­ment plans to in­crease trans­ac­tions un­der PMJDY.

“This will be the first prod­uct to be launche­do­nwhatweareaimin­gasa so­cial se­cu­rity plat­form. Any BPL per­son go­ing to a hospi­tal can iden­tify him­self by Aad­haar num­ber and get cash­less treat­ment of up to ₹ 1lakhthroughthePMJDYac­count. He will not have to dip into his mea­gre sav­ings,” Sinha said. Sec­re­tary, fi­nan­cial ser­vices, An­jali Chib Dug­gal said the in­surance scheme will be linked to PMJDY from May.

In­ci­den­tally, the dis­tricts of two op­po­si­tion-ruled­state­sare­set­towin on Thurs­day the PM award for best im­ple­men­ta­tionof PMJDY—North 24 Parganas District of West Ben­gal andAs­sam’sNa­gaon.Thethird­win­ner for PMJDY will be Chandi­garh.

A pre­sen­ta­tion made be­fore Sinha on Wed­nes­day at Civil Ser­vices Day sai­dav­er­age­bal­an­ceinaPMJDYac­count as on date stood at ₹ 1700, the num­ber of zero bal­ance ac­counts had dropped to 27% and 95% ac­counts of all PMJDY ac­counts were opened­byPSUbanks.

RBI deputy gov­er­nor Uri­jit Pa­tel cred­it­edPSUbanks­forthe­same­and said pri­vate sec­tor banks were ‘found want­ing’ in this re­gard.

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