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Hak san­tu­nan ja­di ti­dak ber­la­ku bi­la men­ga­ju­kan klaim a­su­ran­si me­le­wa­ti teng­gat wak­tu le­bih da­ri 6 bu­lan se­te­lah mu­si­bah ter­ja­di.

Se­lain itu, a­su­ran­si ju­ga hangus a­pa­bi­la ter­hi­tung se­jak ter­ja­dinya mu­si­bah a­tau ti­dak di­la­ku­kan pe­na­gi­han ku­run wak­tu 3 bu­lan, se­jak hak san­tu­nan dis­e­tu­jui Ja­sa Ra­har­ja.

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