ﻓﻌﺎﻟﻴﺖ ﻣﻮﺳﺴﻪﻫﺎﻯ ﺩﺍﺭﺍﻯ ﻣﺠﻮﺯ ﺭﺍ ﻫﻢ ﺗﻀﻤﻴﻦ ﻧﻜﺮﺩﻩﺍﻳﻢ

Sanat Newspaper - - ﺻﻨﺎﻳﻊ ﻛﻮﭼﻚ ﻭ ﻛﺴﺐﻭ ﻛﺎﺭﻫﺎﻯ ﻧﻮﻳﻦ -

ﺭﻳﻴــﺲ ﻛﻞ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻯ ﺍﺯ ﺍﺣﺘﻤﺎﻝ ﻛﺎﻫﺶ ﺳــﻮﺩ ﺑﺎﻧﻜﻰ ﻭ ﮔﺰﺍﺭﺷــﻰ ﻛﻪ ﺩﺭ ﺍﻳﻦ ﺯﻣﻴﻨﻪ ﺑﻪ ﺷﻮﺭﺍﻯ ﭘﻮﻝ ﻭ ﺍﻋﺘﺒﺎﺭ ﺍﺭﺍﺋﻪ ﺧﻮﺍﻫﺪ ﺷــﺪ ﺧﺒــﺮ ﺩﺍﺩ. ﻭﻯ ﺩﺭ ﺍﻳﻦﺑﺎﺭﻩ ﮔﻼﻳﻪﻫﺎﻳﻰ ﻧﺴــﺒﺖ ﺑﻪ ﻋﻮﺍﻣﻞ ﻭﺍﮔﺮﺍ ﺩﺭ ﺳﻮﺩ ﻣﻄﺮﺡ ﻛﺮﺩ ﻭ ﺑﻪ ﺳﭙﺮﺩﻩﮔﺬﺍﺭﺍﻥ ﺩﺭ ﺯﻣﻴﻨﻪ ﺳــﻮﺩ ﺑﺎﻻﻯ ﺑﺎﻧﻚﻫﺎ ﻫﺸﺪﺍﺭ ﺩﺍﺩ. ﺑﻪ ﮔﺰﺍﺭﺵ ﺍﻳﺴــﻨﺎ، ﺩﺭ ﺩﻫﻤﻴﻦ ﻧﻤﺎﻳﺸــﮕﺎﻩ ﺑﻴﻦﺍﻟﻤﻠﻠﻰ ﺑﺎﻧﻚ، ﺑﻴﻤﻪ ﻭ ﺑﻮﺭﺱ ﻭﻟﻰﺍﷲ ﺳــﻴﻒ ﺑﻪ ﺑﺮﻧﺎﻣﻪﻫﺎﻯ ﺍﺻﻠــﻰ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻯ ﺑﺮﺍﻯ ﺍﺻﻼﺡ ﻧﻈﺎﻡ ﺑﺎﻧﻜﻰ ﺍﺷــﺎﺭﻩ ﺩﺍﺷﺖ ﻛﻪ ﺳﻮﺩ ﺑﺎﻧﻜﻰ ﺍﺯ ﻋﻨﺎﻭﻳﻦ ﺍﺻﻠﻰ ﺑــﻮﺩ. ﻭﻯ ﺑﺎ ﻭﺟﻮﺩ ﺍﻳﻨﻜﻪ ﺍﻗﺪﺍﻣﺎﺕ ﻳﻜﻰ، ﺩﻭ ﺳــﺎﻝ ﮔﺬﺷــﺘﻪ ﺑﺮﺍﻯ ﺳــﺎﻣﺎﻧﺪﻫﻰ ﻭ ﻛﺎﻫﺶ ﺳﻮﺩ ﺭﺍ ﻣﺜﺒﺖ ﺍﺭﺯﻳﺎﺑﻰ ﻛﺮﺩ ﺍﻣﺎ ﺗﺎﻛﻴﺪ ﺩﺍﺷﺖ ﻛﻪ ﻫﻤﭽﻨﺎﻥ ﻧﺮﺥ ﺳــﻮﺩ ﺩﺭ ﺷﺒﻜﻪ ﺑﺎﻧﻜﻰ ﺑﺎﻻ ﺑﻮﺩﻩ ﻭ ﺑﺎﻳﺪ ﻣﺘﻨﺎﺳﺐ ﺑﺎ ﺷــﺮﺍﻳﻂ ﻛﺎﻫﺶ ﭘﻴﺪﺍ ﻛﻨﺪ. ﺳــﻴﻒ ﺩﺭ ﺍﺩﺍﻣﻪ ﻫﺸﺪﺍﺭﻫﺎﻳﻰ ﻛﻪ ﺩﺭ ﺭﻭﺯﻫﺎﻯ ﺍﺧﻴﺮ ﻧﺴﺒﺖ ﺑﻪ ﺳــﻮﺩﻫﺎﻯ ﺑﺎﻻﻯ ﭘﺮﺩﺍﺧﺘﻰ ﺩﺭ ﺑﺎﻧﻚﻫﺎ ﺑﻪ ﺳﭙﺮﺩﻩﮔﺬﺍﺭﺍﻥ ﻭ ﺍﻟﺒﺘﻪ ﺑﺎﻧﻚﻫﺎ ﺩﺍﺷﺖ ﺑﺎﺭ ﺩﻳﮕﺮ ﺑﺮ ﺍﻳﻦ ﻣﻮﺿﻮﻉ ﺗﺎﻛﻴﺪ ﻛﺮﺩ. ﻭﻯ ﻫﻤﭽﻨﻴﻦ ﺍﺯ ﻣﺤﺪﻭﺩﻩ ﺗﻀﻤﻴﻦ ﻣﺠﻮﺯﻯ ﻛﻪ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻯ ﺑﻪ ﺑﺎﻧﻚﻫﺎ ﻭ ﻣﻮﺳﺴﻪﻫﺎ ﺍﺭﺍﺋﻪ ﻣﻰﻛﻨﺪ ﺳﺨﻦ ﮔﻔﺖ ﻭ ﺍﻓﺰﻭﺩ: ﺩﺭ ﻫﻴﭻ ﺟــﺎﻯ ﺩﻧﻴﺎ ﺍﻳــﻦ ﻣﺠﻮﺯ ﺑﻪ ﻣﻌﻨﻰ ﺗﻀﻤﻴــﻦ 100 ﺩﺭﺻﺪﻯ ﻓﻌﺎﻟﻴﺖ ﺑﺎﻧﻚﻫﺎ ﻧﻴﺴﺖ. ﮔﺮﭼﻪ ﺣﻮﺯﻩ ﻧﻈﺎﺭﺗﻰ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻯ ﺑﺮ ﻣﻮﺳﺴﻪﻫﺎﻯ ﺍﻋﺘﺒﺎﺭﻯ ﻭ ﺑﺎﻧﻚﻫــﺎﻯ ﺩﺍﺭﺍﻯ ﻣﺠﻮﺯ ﻧﻈﺎﺭﺕ ﺭﺍ ﺍﻧﺠﺎﻡ ﺩﺍﺩﻩ ﺗﺎ ﺑﺘﻮﺍﻧﺪ ﺁﻧﻬﺎ ﺭﺍ ﺑﺮﺍﺳــﺎﺱ ﺭﻳﺴﻚ ﻃﺒﻘﻪﺑﻨﺪﻯ ﻭ ﻧﻈﺎﺭﺕ ﺷﺪﻳﺪﺗﺮﻯ ﺭﺍ ﺍﻋﻤﺎﻝ ﻛﻨﺪ ﺍﻣﺎ ﺩﺭ ﻧﻬﺎﻳﺖ ﻣﺴــﺌﻮﻟﻴﺖ ﻧﺘﺎﻳــﺞ ﻋﻤﻠﻴﺎﺕ ﺑﺎﻧﻚﻫﺎ ﻛﻪ ﺍﺯ ﻣﺪﻝ ﻛﺴــﺐﻭﻛﺎﺭ ﺁﻧﻬﺎ ﻭ ﻧﺤﻮﻩ ﻫﺪﺍﻳﺖﺷــﺎﻥ ﻧﺸــﺎﺕ ﻣﻰﮔﻴــﺮﺩ ﺑﺮﻋﻬﺪﻩ ﻫﻴﺎﺕﻣﺪﻳﺮﻩﺍﻯ ﺍﺳﺖ ﻛﻪ ﺍﺯ ﺳﻮﻯ ﺳﻬﺎﻣﺪﺍﺭﺍﻥ ﺍﻧﺘﺨﺎﺏ ﻣﻰﺷﻮﻧﺪ.

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