Insurance companies quibble over flood-damaged floorboards
RESIDENTS of Oldcourt who’s homes were damaged by flash flooding last August must wait to see who will shoulder the cost of certain repairs, as insurance companies quibble about whether wooden floors are structural or not.
The tenants’ own private insurance companies are of the opinion that the floors are structural, so not covered under contents insurance.
The insurance company used by Wicklow County Council, however, are taking the opposite view and claim that because the floors are not nailed down they are not considered structural.
‘Can we do something before the end of the year or before Christmas,’ said Cllr. John Byrne, adding that he does not believe the sums of money involved are vast.
Housing Officer Ms. Triona Irving said that it is proposed to have residents affected contact their insurance companies in the presence of the Clerk of Works, who will speak to them on behalf of the tenant.
‘It is the Council’s belief that the flooring is not structural,’ she said.