elderly aunt recently gifted me €10,000, and I want to put this away as a nest egg for my future. I looked at putting the money into a savings account, but realised quickly that the interest rates are so low that I’m not sure it would be worth my while. Someone suggested an investment fund but I have no experience in this area, so I am worried about the risk. Have you any suggestions? Mary, Killarney, Co Kerry THE first step is to look at your financial situation While we will endeavour to place your questions with the most appropriate expert for your query, this column is not intended to replace professional advice.