husband, who is in the civil service, pays into a spouse and children’s pension scheme. I don’t have a work pension myself as I have looked after our children full-time for the past 20 years. What am I and my children entitled to under this scheme? Would we be entitled to a pension once my husband retires — or is that pension only payable if my husband predeceases me? Gemma, Leixlip, Co Kildare THE spouse and children’s pension scheme provides a pension for the spouse and/or dependent children of a member who dies in service or after qualifying for a pension or preserved pension.
So, you and your children are protected in the event of your husband’s death before and after retirement. The children’s pension is for the joint benefit of all your children and is divided equally among all eligible children. A child is a person under 16 years of age or, if receiving full-time education or training, under 22 years of age.