Sunday Independent (Ireland) - Business & Appointments - - FRONT PAGE -

hus­band, who is in the civil ser­vice, pays into a spouse and chil­dren’s pen­sion scheme. I don’t have a work pen­sion my­self as I have looked af­ter our chil­dren full-time for the past 20 years. What am I and my chil­dren en­ti­tled to un­der this scheme? Would we be en­ti­tled to a pen­sion once my hus­band re­tires — or is that pen­sion only payable if my hus­band pre­de­ceases me? Gemma, Leixlip, Co Kil­dare THE spouse and chil­dren’s pen­sion scheme pro­vides a pen­sion for the spouse and/or de­pen­dent chil­dren of a mem­ber who dies in ser­vice or af­ter qual­i­fy­ing for a pen­sion or pre­served pen­sion.

So, you and your chil­dren are pro­tected in the event of your hus­band’s death be­fore and af­ter re­tire­ment. The chil­dren’s pen­sion is for the joint ben­e­fit of all your chil­dren and is di­vided equally among all el­i­gi­ble chil­dren. A child is a per­son un­der 16 years of age or, if re­ceiv­ing full-time ed­u­ca­tion or train­ing, un­der 22 years of age.

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