THE GROUP ‘S SERVICES
The UBI Group has a big presence in important tourist areas; some 17,500 group clients already operate in the tourist sector and can count on the capillary presence of mover than 1,500 branches and around 50 private & corporate unity points.
Both these clients and prospective clients alike can count on a range of services that includes more traditional ones (financing and basic banking), together with a highly innovative digital part. The more traditional services offered by the UBI Group include the following tools for operators in this sector: ordinary and easyterm financing; easy pricing financing for both investments and a need for working capital in the
medium-long term; easy-term financing with capital grants or interest grants under relative national or regional laws to tourism operators. As part of its digital services, the UBI Group provides operators with “UBI Pay”, a mobile payment app for smartphones (contactless payment, money transfer, online purchase with card portfolio, electronic wallet).
During 2016, this app will further evolve to enable direct payment to affiliated merchants (hotels, restaurants, bars, ticket offices, etc.), in other words the option of paying the affiliated merchant directly from a smartphone with real-time debit/credit. Finally, an innovative project is underway that aims to "integrate” consumers and tourist operators in a single app.