‘I am wowed by the ease of do­ing busi­ness’

Jamaica Gleaner - - SOMETHING EXTRA -

OUR MEM­BERS aren’t just savers, they are own­ers of the credit union. We high­light a credit union share owner, Doreen Cush­nie from NAJ & Health Ser­vices Co-op­er­a­tive Credit Union.

Q. HOW LONG HAVE YOU BEEN A NURSE, AND DO YOU HAVE AN AREA OF SPE­CIAL­I­SA­TION?

A. I be­gan work­ing in Jan­uary 1995 at The Univer­sity Hos­pi­tal of the West Indies (UHWI) and in 1997, I suc­cess­fully com­pleted train­ing in mid­wifery to be­come a reg­is­tered nurse mid­wife. I have been work­ing in the field of mid­wifery ever since. I am cur­rently the clin­i­cal nurse man­ager for the Ob­stet­rics and Gy­nae­col­ogy Pro­gramme at the UHWI, where I have spent my en­tire nurs­ing ca­reer.

Q. HOW DOES YOUR FAM­ILY FEEL ABOUT YOU BE­ING ON THE FRONT LINE DUR­ING THIS PAN­DEMIC?

A. The COVID-19 pan­demic has thrown se­ri­ous chal­lenges at the health sec­tor and has caused us many anx­ious, and even fear­ful, mo­ments. As chal­leng­ing as it is for us as in­di­vid­ual nurses, there is a greater level of chal­lenge to me as a man­ager, be­cause there are so many nurses and sup­port staff look­ing to me for lead­er­ship and re­as­sur­ance.

As such, I of­ten spend long hours at work, which re­duces the time spent at home. For­tu­nately, I’m mother to a young adult son (who is cur­rently at­tend­ing the UWI), and he un­der­stands and sup­ports me in the work I do. Al­though he’s con­cerned for my safety, he’s re­as­sured that my train­ing and years of ex­pe­ri­ence has equipped me to face such chal­lenges, and he also un­der­stands that we use the ap­pro­pri­ate per­sonal pro­tec­tive equip­ment to min­imise/elim­i­nate ex­po­sure. My el­derly mother and my sib­lings are the ones who ex­press a bit more con­cern for my safety, but they en­cour­age and sup­port me and are al­ways pray­ing for me.

Q. WHICH CREDIT UNION ARE YOU A MEM­BER OF AND HOW LONG HAVE YOU BEEN A MEM­BER?

A. I have been a mem­ber of the NAJ & Health Ser­vices Co-op­er­a­tive Credit Union for over 20 years, and what I love most is that when I walk into the of­fices or even call on the tele­phone, I am recog­nised and greeted by name and not as a ran­dom cus­tomer.

In 2017, I an­swered the call to serve as a vol­un­teer with the credit union and served as as­sis­tant board sec­re­tary for two years and am cur­rently the board sec­re­tary. I have gained in­valu­able in­sights into the op­er­a­tions of the credit union move­ment as well as gain­ing new knowl­edge and have grown per­son­ally as a re­sult of this ex­pe­ri­ence and have no re­grets in ac­cept­ing the call to serve. I also en­cour­age other credit union mem­bers to of­fer their ser­vice as a vol­un­teer in any way pos­si­ble and in so do­ing, con­trib­ute to the for­ward and up­ward move­ment of our credit unions.

A. I must con­fess that I have mostly been a saver with the credit union over the years, but in re­cent years, I have be­gun util­is­ing the loan fa­cil­i­ties of­fered by the credit union, and I am re­ally ex­cited and wowed by the ease of do­ing busi­ness as well as the rates they of­fer. The per­son­alised ser­vice and the friendly fam­ily at­mos­phere makes the ex­pe­ri­ence even more en­dear­ing.

I would en­cour­age ev­ery­one to join a credit union and ben­e­fit from the won­der­ful ser­vices and prod­ucts of­fered as well as bask in the fam­ily at­mos­phere, be­cause all mem­bers are own­ers of their credit union.

Q. WHEN YOU ARE NOT ON THE JOB, WHAT IS YOUR FAVOURITE THING TO DO WITH YOUR FAM­ILY?

A. Road trips rate as one of the top ac­tiv­i­ties for fam­ily time; the last one was to Dunn’s River Falls, and my son and I ac­tu­ally did the climb twice. I have lived in Kingston for over 30 years, but I was born and raised in a very ru­ral area of Manch­ester and I ab­so­lutely love the coun­try­side. My mom and some sib­lings still re­side in Manch­ester and St El­iz­a­beth, and so we make fre­quent trips out of town to visit with them, and also to dis­cover and en­joy new places. I some­times take along friends for the jour­ney.

Ru­ral life holds a very spe­cial place in my heart and al­though life was far from easy while grow­ing up, we had tons of fun and learned valu­able lessons and life skills, and ev­ery trip brings back fond mem­o­ries. My son loves driv­ing and with him be­ing able to take turns in driv­ing, it makes the trips even more ex­cit­ing as I can en­joy the sights and scenes while be­ing chauf­feured.

Q. ARE ANY OF YOUR CHIL­DREN SAVERS OR MEM­BERS OF THE CREDIT UNION?

A. My son was gifted with an ac­count at a credit union as a birth­day gift some years ago and so yes, he is a mem­ber of the credit union fam­ily, al­though not at the one I am af­fil­i­ated with. I am, how­ever, pleased that he’s joined the fam­ily, and I keep ed­u­cat­ing him on the ben­e­fits of re­main­ing a mem­ber.

I would en­cour­age all mem­bers to in­tro­duce their chil­dren to the credit union at an early age and get them in­tro­duced to ba­sic money man­age­ment by get­ting them to start sav­ing as a Youth Saver.

CUSH­NIE

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