FEEBACK on NHIF’S contentious regulations
Mr Madowo, I read your article on the National Hospital Insurance Fund (NHIF) and completely agree with you. I had registered with the fund but I withdrew last year since I felt it was robbing us of our hard-earned money. Besides, I don’t have a steady job, so I could not keep up with the monthly payments. I’d like to know what logic did the fund use to increase the monthly instalments from Sh160 to Sh500, given that very many Kenyans are poor. When the monthly contribution was Sh160, I could afford it, but when it was raised, I gave up. Kindly seek answers on behalf Kenyans as to why they raised the charges when they offer poor services.
Larry, I read your column on how the NHIF got it wrong by limiting the number of outpatient visits to just four per year. You sounded upset by that move but failed to read between the lines to establish the reasoning behind it. The NHIF wanted to place more emphasis on inpatient cover, which usually drains families financially. Outpatient visits are normally for acute illnesses such as diarrhoea, stomachache, colds, which most families can manage, while the fund wishes to remove the heavy burden of chronic illness like diabetes, cancer, etc, where the amount collected from the members might not be sufficient, hence the capping.