What to do if you have an ac­ci­dent

Lesotho Times - - Motoring -

No one plans to get into an ac­ci­dent, but it hap­pens to al­most ev­ery­one at least once or twice dur­ing their driv­ing ca­reers. If you have an ac­ci­dent, whether it’s just a small fender bender or a more se­ri­ous col­li­sion, you’ll need to:

take a few deep breaths and try to stay fo­cused so you can as­sess the sit­u­a­tion.

De­ter­mine if it was a mi­nor ac­ci­dent (no phys­i­cal in­juries) or a ma­jor ac­ci­dent (peo­ple are hurt and there is a lot of dam­age to the ve­hi­cles).

Move your care to the side of the road out of the way of on­com­ing traf­fic, if you don’t have any se­ri­ous in­juries and your car is driv­able.

Keep your seat­belt on and stay in the car un­til help ar­rives if the ac­ci­dent is more se­ri­ous and there are in­juries or your car can’t be moved.

Put your hazard lights on.

( Mi­nor ac­ci­dents) Park your car in a safe area, turn the en­gine off and get your emer­gency kit. Set up flares or orange cones around your car.

Turn your phone on and call for help; tell the po­lice where you are and if any­one is in­jured. do this in a safe area. lbe pre­pared to tell the dis­patcher your name, where you/your car is lo­cated, and if any­one is in­jured. (Some­times the po­lice will only come to a crash scene if some­one is hurt or if your car isn’t driv­able).

Try to re­main calm. don’t yell or blame oth­ers, just fo­cus on mak­ing sure that you and the other driv­ers or pas­sen­gers are okay then get ready to col­lect in­for­ma­tion. In­for­ma­tion you need from the other driver once you know that you and all of the peo­ple in­volved in the crash are okay, calmly ask to see the other driver(s) li­cense and reg­is­tra­tion.

If the other driver(s) is un­will­ing to share this in­for­ma­tion, is yelling at you or un­der-the-in­flu­ence of al­co­hol or an­other sub­stance, re­main calm and don’t ar­gue with them. Write down as much in­for­ma­tion about their car that you can see, and wait for the po­lice to ar­rive.

Write down the fol­low­ing in­for­ma­tion (only if you are able to do so):

Name, ad­dress, li­cense num­ber and reg­is­tra­tion for each driver in­volved

Name of each driver’s car in­sur­ance com­pany

Year, make and model of the cars in­volved

Lo­ca­tion, time and weather con­di­tions and any other de­tails that you can re­mem­ber

Draw a pic­ture of the street; whether it’s a cross road, if traf­fic was go­ing both ways, etc.

Next, you’ll need to talk with your loved ones and then call your in­sur­ance com­pany. Their first ques­tion will likely be about your safety. You’ll need to ex­plain how the ac­ci­dent hap­pened to the best of your abil­ity. If you’ve col­lected all or most of the in­for­ma­tion above, it will be easy to an­swer most (if not all) of the ques­tions that the in­sur­ance agent asks you.

driv­ing is a priv­i­lege that comes with a lot of re­spon­si­bil­ity. When you get your li­cense and gain ex­pe­ri­ence, driv­ing will be­come part of your ev­ery­day life. It is im­por­tant to un­der­stand the risks with driv­ing so you can pro­tect your­self and oth­ers.

— wheels.com

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