Money sav­ing main­te­nance tips

Lesotho Times - - Property -

YOU have done it; you have made the big in­vest­ment for you and your fam­ily. A home, a place of shel­ter for years to come.

In or­der to keep one’s home in the best pos­si­ble con­di­tion over a sus­tained pe­riod, one must be aware of the im­por­tance of con­sis­tent main­te­nance; ne­glect­ing to do this can lead to costly con­se­quences.

How­ever, in or­der to keep your home in the best pos­si­ble con­di­tion over a sus­tained pe­riod, you must be aware of the im­por­tance of con­sis­tent main­te­nance; ne­glect­ing to do this can lead to costly con­se­quences.

This is ac­cord­ing to Steven Barker, Head of Home Loans at Stan­dard Bank, who says we need to look for po­ten­tial is­sues around the house that, if not taken care of prop­erly, can cost us much more in the long run.

He says home main­te­nance should be a reg­u­lar com­mit­ment as any­thing can hap­pen: roofs leak, drains get blocked, or walls crack.

“Ne­glect­ing to main­tain a home can lead to mi­nor prob­lems that can sub­se­quently re­sult in larger more ex­pen­sive prob­lems.”

Barker shares the fol­low­ing tips for home main­te­nance: l Hose down gut­ters monthly to pre­vent them be­com­ing blocked and rusted. If they are blocked, the wa­ter may seep into the roof caus­ing dam­age to the ceil­ings. l Reg­u­larly check and main­tain your ceil­ing boards as ceil­ings are costly to re­place. If your roof springs a leak, it will even­tu­ally seep through to the ceil­ing boards, mak­ing them wa­ter-logged and heavy.

This could cause dam­age to ex­pen­sive fur­ni­ture and the in­sur­ance com­pany may refuse your claim if they clas­sify the dam­age as neg­li­gence. l Con­sider re­plac­ing old wash­ers with new ones on leak­ing taps. l Make sure your elec­tri­cal wiring is in or­der; it’s es­sen­tial for your safety. l Plas­ter up cracks. l Un­block your drains. l Oil any wooden win­dow frames. Barker says most of th­ese jobs can be han­dled per­son­ally, how­ever, if you would pre­fer pro­fes­sional help it is worth do­ing your home­work on the fol­low­ing: l Do price com­par­isons on quotes, but don’t just take the cheap­est one. l It is im­por­tant to ask for ref­er­ences. Word of mouth ref­er­ences from friends or fam­ily should also be con­sid­ered.

“It is im­por­tant that you keep your prop­erty in a good con­di­tion by check­ing it reg­u­larly and re­pair­ing it when needed.

“How­ever, de­spite your best ef­forts, things can still go wrong be­cause ac­ci­dents do hap­pen, so it is im­por­tant to have home in­sur­ance for when th­ese in­stances oc­cur.”

He says be­ing in­sured will al­low you to have peace of mind.

Reg­u­lar prop­erty main­te­nance can save time and money.

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