Are You Ready For A Credit Card?
Getting a credit card is tempting — it’s a free pass to spend “future” money. At the same time, it also lets you enjoy discounts, cash rebates, and redemptions. You might not be ready to own one yet unless you answer “yes” to all of the following questions:
Do you have an income that will enable you to pay off your bills every month?
Do you always pay all your other bills on time?
Do you have enough savings in your bank account to last you at least three months of unemployment?