Free­loader Alert

Gen­eros­ity among friends is well and good, but what hap­pens when your friend over­steps the mon­e­tary bound­aries?

CLEO (Malaysia) - - YOUR LIFE, YOUR RULES! -

If any of these state­ments sound fa­mil­iar, you’re not alone. There’s al­ways that one friend who seems to short-change you when it’s time to cough up the cash. When it comes to dol­lars and cents, there re­ally is no such thing as too triv­ial an amount to care – it’s ul­ti­mately about mu­tual re­spect. Here are three fool­proof (and po­lite) ways to tell that pal to pay up.

Give Them Time

A friend of yours has asked for a loan and it’s only fair to set a date for her to pay you back, par­tic­u­larly when it’s a sub­stan­tial amount. Dis­cuss when she would be back in the black – there shouldn’t be a prob­lem as long as she in­tends to re­pay you. How­ever, if you sense hes­i­ta­tion, there’s your red flag, es­pe­cially if this isn’t the first time she’s bor­rowed cash from you. The fail­ure to pro­vide you with con­crete an­swers is your cue to de­cline the loan. Re­mem­ber, you’re nei­ther her par­ents nor ATM.

Pay What’s Yours

The most com­mon forms of freeload­ing comes when split­ting bills, help­ing a friend buy lunch, or shar­ing cabs. When you sense your friend al­ways asks you to pay first or says things like “re­mind me to pay you back later”, point out that you’ve been shoul­der­ing the load for a while. Should a friend have the habit of hop­ping out of a taxi with­out pay­ing, ask her for cash be­fore she gets off.

Ask… Nicely

It’s easy to jump to con­clu­sions if a friend fre­quently bor­rows money. How­ever, there’s the pos­si­bil­ity that she re­ally is in need of fi­nan­cial help. Money is a sen­si­tive is­sue, but tip­toe­ing around it isn’t go­ing to solve the prob­lem. Ask her in per­son if she’s hav­ing some prob­lems and see if a com­pro­mise can be reached. It may be awk­ward but open com­mu­ni­ca­tion helps clear ten­sion and also lets a free­loader know you’re onto her and won’t be taken ad­van­tage of.

Newspapers in English

Newspapers from Malaysia

© PressReader. All rights reserved.